Services Provided

Bill Payment

• Prepare checks for client signature
• Set up online bill pay
• Pay bills online with prior authorization
• Contact vendors about proper amounts due before paying bills

Banking

• Prepare and make deposits
• Arrange for direct deposit
• Reconcile checkbook
• Review statements from banks and investments to protect against fraud

Credit Cards

• Ensure charges are correct and bills are paid on time
  

Monthly Income and Expenses

• Develop and monitor budget with spending and savings targets
• Set up savings account for emergencies
• Develop cash flow projections

Insurance

• Ensure that premiums are paid on time
• Contact insurers for competitive proposals for insurance coverage

Medical Claims

• Submit medical claims to insurance 
• Reconcile insurance statements with medical bills
• Contact medical providers about proper amounts due
• Create filing system to make tracking medical bills and payments easier

Taxes

• Collect important documents and information for tax time
• Fill out tax organizer for accountant
• Ensure estimated taxes are paid on time
  
• Create filing system to make tracking items for future tax returns easier

General Organization

• Set up filing system for bills and papers (hard-copy and/or online)
• Sort through mail to ensure important papers are identified and dealt with
• Keep filing up-to-date
• Create a master list of accounts, key financial and legal documents,  and important contact people

Coordination with Other Professionals

• Work collaboratively with accountants, financial advisors, attorneys, senior care managers, and others

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Contact Me for a Free Consultation   |   melissa@osgmoneymanagement.com   |   240-645-5312